全球用户画像

{
  "transaction_time": "20260416134043",
  "ip": "23.129.64.214",
  "billing_name": "xxxxxx",
  "billing_phone_country_id": "1",
  "billing_phone": "3143978691",
  "billing_email": "xxxx@gmail.com",
  "billing_address_country_id": "840",
  "billing_address_state_id": "TX",
  "billing_address_postal_id": "63124",
  "billing_address_city": "Houston",
  "billing_address_street1": "912 Uclan Dr",
  "shipping_name": "xxxxx",
  "shipping_phone_country_id": "1",
  "shipping_phone": "3143978691",
  "shipping_email": "xxxxx@gmail.com",
  "shipping_address_country_id": "840",
  "shipping_address_state_id": "TX",
  "shipping_address_postal_id": "63124",
  "shipping_address_city": "Houston",
  "shipping_address_street1": "912 Uclan Dr",
  "extra": "",
  "transaction_amount": "12500",
  "transaction_currencyexponent": "2",
  "transaction_currency": "840",
  "merchant_name": "Acme Inc",
  "merchant_countrycode": "US",
  "mcc": "5411",
  "user_agent": "Mozilla/5.0 (Macintosh; Intel Mac OS X 10_15_7) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/147.0.0.0 Safari/537.36",
  "timezone": "600",
  "screen_width": "1512",
  "screen_height": "982",
  "language": "en-GB",
  "colordepth": "30",
  "model": "iPhone10.4",
  "major_os_version": "12",
  "minor_os_version": "0",
  "account_number": "4111111111111111",
  "card_last4": "1111",
  "card_expirydate": "2311",
  "card_bin": "411111",
  "acquirer_merchant_id": "ACME",
  "acquirer_bin": "444444",
  "work_phone_country_id": "1",
  "work_phone": "3143978691"
}

{
  "code": 200,
  "message": "",
  "sequence_id": "1648777165770866F82AC7F326307055",
  "risk_score": 77,
  "risk_score_reason_code": "JB",
  "device_risk_score": 98,
  "ip_risk_score": 86,
  "ip_last_seen_days": 0,
  "ip_geolocation_country_code": "US",
  "ip_geolocation_city": "Colorado Springs",
  "ip_carrier": "xxxxxxx",
  "ip_geolocation_state": "Colorado",
  "ip_proxy": true,
  "ip_proxy_riskclass": "high",
  "ip_connection_type": "cable-dsl",
  "billing_email_risk_score": 89,
  "billing_email_valid": true,
  "billing_email_velocity": 9,
  "billing_email_disposable": false,
  "billing_email_to_name": "match",
  "billing_email_domain_creation_date": "1995-08-13",
  "billing_email_first_seen_days": 6979,
  "billing_email_last_seen_days": 0,
  "billing_phone_valid": true,
  "billing_phone_type": "premium",
  "billing_phone_carrier": "xxxxxx",
  "billing_phone_to_name": "no-match",
  "billing_ip_address_distance": 954,
  "billing_address_validity_level": "valid",
  "billing_address_to_name": "no-match",
  "billing_address_first_seen_days": 1437,
  "billing_address_last_seen_days": 0,
  "billing_address_shipping_address_relationship": "match",
  "shipping_phone_valid": true,
  "shipping_ip_address_distance": 954,
  "shipping_address_validity_level": "valid",
  "shipping_address_to_name": "no-match",
  "shipping_address_first_seen_days": 1011,
  "shipping_address_last_seen_days": 0,
  "shipping_phone_to_name": "no-match",
  "shipping_phone_type": "premium",
  "shipping_phone_carrier": "xxxxx",
  "device_type": "Mac",
  "browser": "Chrome",
  "platform": "Mac OS X",
  "device_ip_tz_difference": 840,
  "device_ip_first_seen_days": 0,
  "device_ip_payment_first_seen_days": 0,
  "device_ip_email_first_seen_days": 0,
  "device_email_payment_first_seen_days": 0,
  "work_phone_to_name": "no-match",
  "work_phone_valid": true,
  "work_phone_type": "premium",
  "work_phone_carrier": "xxxxx",
  "card_holder_name_first_seen_days": 0,
  "card_holder_name_velocity": 0,
  "merchant_category_ratio": 2.6
}